Terms of Service

By accessing or using the Service, you agree to comply with these Terms. If you do not agree, do not use the Service. We may modify, suspend, or terminate the Service at any time. Updated Terms will be posted on this Site and take effect upon publication. Your continued use constitutes acceptance of the revised Terms.

The Service includes, but is not limited to, market intelligence, equity analyses, research reports, scheduled or ad-hoc pushes, subscription account management, and online/offline downloads.

We aim to deliver professional, neutral, AI-enhanced analytics. However, the Service is for informational and research purposes only; it is not investment advice or a solicitation to buy or sell securities. You are solely responsible for investment decisions and risk.

Different subscription tiers (free, paid, enterprise, etc.) may offer different content, pricing, and renewal rules. Refer to the subscription page for the specific plan you select.

1. You must have full legal capacity. Do not use the Service if you are under 18 or the age of majority in your jurisdiction.
2. Provide accurate, complete registration data and update it promptly. We are not liable for issues arising from false or outdated information.
3. Safeguard your credentials. You are responsible for all activities under your account. Notify us immediately if you suspect unauthorized use.

1. For paid tiers, you must pay the subscription fee using the methods we specify.
2. Subscriptions are typically billed per term (monthly, yearly, etc.). Unless stated otherwise, you authorize automatic renewal until you or we terminate the Service.
3. We may suspend or terminate access to paid features if payment is late or unverified.
4. Fees are generally non-refundable unless required by law or explicitly stated. If you believe a refund is due, contact us within a reasonable time.

All Service content—text, charts, analyses, reports, software, and UI—is owned by us or licensors. Unless expressly authorized, you may not copy, reproduce, distribute, adapt, display, or create derivative works.

User-generated content (comments, feedback) remains yours, but you grant us a global, non-exclusive, royalty-free, sublicensable, transferable license to use, reproduce, adapt, distribute, display, and promote that content. You must hold or have permission for any third-party rights embedded in your submissions.

You agree not to engage in unlawful, infringing, or harmful activities, including uploading malware, interfering with the Service, attempting unauthorized access, violating others’ rights, or posting false/misleading information. We may suspend or terminate accounts for violations and reserve the right to pursue legal remedies.

The Service is provided “as is.” We strive for accuracy and reliability but make no warranties, express or implied, regarding completeness, suitability, or timeliness.

To the maximum extent permitted by law, we and our affiliates are not liable for any direct, indirect, incidental, special, or consequential damages arising from use or inability to use the Service (including investment losses, lost profits, goodwill, or data). Some jurisdictions do not allow certain limitations, so parts of this section may not apply.

Your personal information is collected and processed according to our Privacy Policy. By using the Service, you consent to our handling of data as described therein.

1. You may stop using the Service at any time and cancel subscriptions through account settings or by contacting us.
2. We may suspend or terminate access based on these Terms or for legal reasons (violations, service changes, regulatory requirements, etc.).
3. Provisions that should survive termination (IP, disclaimers, liability limits, conduct rules) will remain in effect.

The Service may contain links to third-party sites or content we do not control. We are not responsible for their content, privacy practices, or actions. Accessing them is at your own risk.

We may modify or replace these Terms at any time. Material changes will be announced prominently on the Site and take effect on the stated date. Continued use signifies acceptance.

These Terms are governed by the laws of [province/state/country of incorporation] (e.g., Ontario, Canada / Delaware, USA). Disputes will first be resolved through negotiation; failing that, either party may bring claims before the competent courts where the Company is registered.

If any provision is deemed invalid or unenforceable by a competent authority, the remaining provisions remain in force.

For questions or concerns about these Terms, contact:

• [Ionafa]
• Address: __________
• Email: __________
• Phone: __________